Secured finance for your business

Funding that will help you grow your business. From £100k to £500k, giving you the working capital you need to move forward.

Get funded

Business finance in four easy steps

  1. Apply online in minutes

    Tell us about your business using our simple online form.

  2. Inhouse check

    We approve you based on your business performance. Our soft search does not impact your credit score.

  3. Fast decision

    You’ll get a provisional funding offer within a few days, if your application is approved.

  4. Receive your funds

    We fast-track the paperwork to help you get the money fast.

Secured funding for business growth

When you’re serious about business growth, you’re also serious about raising funds to achieve it. Secured business finance helps you get access to these funds, by leveraging the value of assets already in your business. You’re turning past purchases - of property, machinery and equipment - into future opportunities. 

We provide finance to business owners who have the vision and drive to take their already profitable company to the next level. Our secured finance helps them achieve their goals, using existing business assets as security.


Apply now

Sharia-compliant secured business finance

Our finance is certified as Sharia-compliant. This means it’s operated in line with Islamic principles for conducting business. These principles are all about performing commercial activity in ways that are ethical, so as to serve the wider community.

We work with companies that want to grow and that share our values-based approach to doing business. This means we avoid working with businesses involving gambling, tobacco or alcohol.

Our principles also avoid the payment or receipt of interest on financial transactions. Our secured business finance, like all our other funding products, is interest-free. 

While Sharia-compliant finance has special appeal to Muslim business owners, we welcome applications from non-Muslim owners. 


Funding your business growth plans

  1. From £100k to £500k for up to five years

  2. Sharia-compliant

  3. Interest-free

  4. Secured against business assets

  5. Arrangement fee from 2%

  6. 100% positive customer feedback

Raise more working capital with ethical secured finance

Growing your business demands investment in more people, more products or more premises. This investment can often be raised more cost-effectively through secured business finance, where you’re using existing assets as collateral for the funds.

Our finance, of up to £500k over five years, can be secured against all the assets of your business, or against specific, high value property or equipment. By offering assets as security, you’re giving yourself a better chance of raising higher levels of funding at an overall lower cost. 


Benefits of secured business finance

How would finance of between £100,000 and £500,000 transform your business? This additional working capital can unlock a host of opportunities.


Short-term benefits

  1. Hire more staff

  2. Fund new marketing

  3. Purchase new equipment

Long-term benefits

  1. Invest in innovation

  2. Become more competitive

  3. Expand your market share

How our secured finance works for you

Don’t allow lack of funds to limit your business ambitions. Our secured finance helps you towards a more profitable future.

  • Secured funding

    You can access larger amounts of finance through using your existing assets as security.

  • Apply in minutes

    We don’t ask for very much of your time in the application process - just enough to give us the information that we need, nothing more.

  • Fast decision making

    You need quick answers to your funding questions and our team works hard to deliver these.

  • You stay in control

    It’s your choice how you use the funds you raise through us. You know your business better than we do.

Our funding solution differs from conventional secured business loans. Here’s how:

  • Finance is free of interest charges

    A fee for the arrangement is agreed in advance. You pay no interest on the funds you receive from us.

  • Values-based finance

    We provide funds for small and medium-sized firms across many industries, which are serving their communities by providing valuable products, services and jobs.

Our customers trust us

BL BN

It was great working with Qardus for a second time to raise this working capital facility. The additional funding will help support stock control to service the high demand we are currently experiencing. Thank you for making the process from end to end seamless and straightforward, we highly appreciate it.

Shahid Khan, Director, Biomed Care Services

Ethical secured finance for your business

Invest in business growth to unlock new opportunities in your market.

  1. Invest in your future

    A fresh injection of working capital can ease cashflow pressures and give you more space to lay and implement plans for the months and years ahead.

  2. Invest in your team

    With the extra funds you could hire and train more people, giving you more capacity to serve a growing customer base.

  3. Invest in new systems

    Boost efficiency and productivity by upgrading your critical business systems, such as stock control, manufacturing, ecommerce or accounting. Improve the quality and speed of your production process by implementing newer, faster, more efficient equipment and software.

  4. Invest in growth

    You know where the growth opportunities lie in your industry or region. Use our secured business finance to seize them and to thrive.

Funding FAQs