Your capital is at risk and investments are not covered by the Financial Services Compensation Scheme (FSCS).
Read our full Risk WarningYour capital is at risk and investments are not covered by the Financial Services Compensation Scheme (FSCS).
Open your online account in a few simple steps and transfer money from your bank account.
Begin to fund small businesses across the UK that are looking for financing facilities in an ethical manner.
You will receive your principal and returns in monthly installments from the businesses you have funded over the term of the facility. Track these repayments on the investor dashboard.
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While there is no universally accepted definition of ethical finance, the Ethical Finance Hub describes it as "A system of financial management or investment that seeks qualitative outcomes other than purely the management of returns. Outcomes sought may reflect ideas from faith, social, environmental and governance theories."
Islamic finance refers to a financing system which is modeled on Islamic principles such as no interest-based products, transparency, fairness, equitable products, manageable debt products, risk-sharing products and many other noble concepts. Islamic finance includes Islamic banking, Islamic capital markets, Islamic money markets, Islamic insurance (Takaful), Islamic microfinance and Islamic wealth management firms.
We charge an arrangement fee ranging from 2% to 7% that is paid by the small business seeking financing on drawdown of the funds. In practice, it will be retained from the advance.
We offer secured and unsecured business financing in the UK with an average ticket size up to £200k and terms of up to 36 months. Later on, we plan to offer asset financing with longer duration.