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Islamic finance is a system of banking and investment that operates in accordance with Islamic law. Unlike conventional finance, which is primarily driven by interest-based lending, Islamic finance is rooted in ethical principles, risk-sharing, and the support of tangible economic activity.

Our financing is interest-free; instead, we charge a pre-agreed arrangement fee and a profit rate that is set in advance. This allows Muslim and value-driven business owners to access capital without compromising their ethical principles.

To apply, your business must typically meet the following criteria:

• Be a UK-registered Limited Liability Company or Partnership.
• Have a minimum of 3 years of trading history (start-ups are not eligible).
• Demonstrate stable cash flows and have no outstanding CCJs.
• Operate in a Sharia-compliant sector (excluding activities like gambling, pork production, or alcohol).

Our process is streamlined to get you funded quickly:

1. Apply Online: Complete a simple form in minutes.
2. In-house Check: We review your performance; our soft search does not impact your credit score.
3. Fast Decision: If approved, you’ll receive a funding offer within 48 hours.
4. Receive Funds: Once you sign the agreements, money is typically in your account within 2 working days.

You can invest if you meet the criteria for a High Net Worth Individual or a Self-Certified Sophisticated Investor under the Financial Services and Markets Act 2000.

To begin, simply register on our platform and complete the mandatory onboarding steps. This includes passing KYC (Know Your Customer) verification, an affordability test, and a suitability test to ensure the platform is right for your financial goals. Once verified, you will gain full access to our platform and can start investing in our private credit strategy.

No. Islamic finance principles focus on ethical practices, transparency, and avoiding harm. Anyone who believes in doing business the right way can benefit from these approaches.

We provide ethical, interest-free working capital solutions for UK-based SMEs.

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Unsecured Finance: From £25,000 to £200,000 with terms between 6 and 36 months.

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Secured Finance: From £150,000 up to £500,000 for up to five years, leveraging existing business assets

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