Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Fund your business

Grow your business with funding of up to £200,000. We offer fast and affordable financing.

Get funded

Islamic finance for business

Unsecured growth funding of £50k-£200k available across the UK. We provide fast, flexible and Sharia-compliant finance.

Get funded

Business finance in four easy steps

  1. Apply online in minutes

    Tell us about your business using our simple online form.

  2. Inhouse check

    We approve you based on your business performance. Our soft search does not impact your credit score.

  3. Decision in two days

    You’ll get a funding offer in less than 48 hours, if your application is approved.

  4. Receive your funds

    Receive the money within 2 days of your offer being funded.

Ethical finance that powers business growth

We believe businesses should serve their communities well and make a positive contribution to the world. Our Islamic finance helps by ensuring growth is funded through value-based investment. We welcome applications from both Muslim and non-Muslim businesses that align with our values.

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What is Islamic Finance?

Islamic finance allows you to grow your business the halal way. It’s about doing business in line with Islamic principles, known as Sharia law. Muslims looking to apply Sharia law desire to avoid paying or receiving interest. They seek funding in line with the principle of sharing risk and rewards. Islamic finance avoids involvement in industries deemed damaging to society, such as those involving gambling or alcohol.

Islamic finance is open to all, not just to Muslims.  

Unsecured funding using Islamic finance

  1. Get working capital

  2. Invest in growth

  3. Boost inventory

  4. Hire new staff

  5. Upgrade premises

  6. Sharia-compliant

Why does a business use Islamic finance?

Any UK company can apply for Islamic finance, as an alternative to a conventional business loan. Just because the funding is Sharia-compliant does not restrict who can benefit from our ethical approach. 

Our finance differs from conventional loans because it’s an interest-free method of raising working capital. 

Benefits of unsecured Islamic finance

Get fast access to funding of between £50,000 and £200,000 that you can use to develop and grow your business. Funds available within seven working days of your application being approved.  

Short-term benefits

  1. Take pressure off cashflow

  2. Fund new inventory

  3. Bridge accounts receivable

Long-term benefits

  1. Upgrade your equipment

  2. Invest in a new market

  3. Boost your staff

How our Islamic business finance works for you

Use our Sharia-compliant funding to secure the working capital you’re looking for. Repay over up to 36 months.

  • No collateral required

    We don’t ask you to use any of your business assets as security for the finance. You get the finance you need while retaining the flexibility to manage your assets as you choose.

  • The application is easy

    You’re not asked to supply any unnecessary information or paperwork. We’ve streamlined the process because we know your time is valuable.

  • Fast funding

    Once your offer is fully funded you will receive the money in your account in 2 days. Because it’s unsecured, there are no assets to value or similar hurdles to get in the way.

  • You stay in control

    It’s your business, so it’s important you stay in control of how the funds are used. You have significant flexibility on how you use the finance we provide.

How our solution differs from a conventional unsecured business loan:

  • There are no interest charges

    There are no interest payments. Instead, we do charge a rate (i.e. profit rate) that’s set in advance and a processing fee, which is agreed with you at the start.

  • Socially responsible finance

    We’re pleased to provide finance for businesses and organisations that make a positive contribution to society. This includes many small and medium-sized firms across a wide range of different industries.

Our customers trust us

Customer stories

It was a pleasure to work with Qardus to secure growth funding for our social care home business. The process was quick and simple, and we reached our desired funding size within just a few weeks. We highly recommend Qardus to other SMEs looking for affordable and straightforward business financing.

Mohammed, Director, Headway Housing

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Grow with Islamic finance

Use our unsecured growth finance to help your business thrive.

  1. Protect your cash flow

    Unexpected costs can disrupt the best laid cash flow plans. Use unsecured finance to boost available cash, allowing you to better adapt to changing circumstances.

  2. Upgrade your equipment

    Unlock commercial advantage by implementing newer, faster, more efficient equipment. It could be speedier computers, faster production machines, or better communications gear.

  3. Freshen up your image

    Improve the appeal of your business by giving it a more up-to-date image, smartening up your premises and your team. A refresh can help draw in new customers.

  4. Invest in growth

    You know where to go for growth. Using our unsecured business finance, you can have the money you need to seize those new opportunities and to thrive.

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