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Investing is restricted to high net worth and experienced investors. Investors provide Shariah-compliant financing to UK SME businesses. The financing agreement does not constitute an investment that is designated for the purposes of UK financial services regulation. Accordingly, Qardus is not authorised or regulated by the Financial Conduct Authority and investors do not have rights under the Financial Services Compensation Scheme or the Financial Ombudsman Service. Any money that you invest under the financing agreement is at risk and you will not be able to access it unless and until it is repaid by the SME. Qardus does not provide advice on whether investing is suitable in light of your individual financial circumstances. If you are in any doubt about investing, you should consider seeking advice from an appropriately qualified investment professional.