What rates do we charge?

Because we provide Sharia-compliant financing, we do not charge interest. Instead, we agree on a fixed profit rate upfront. Our profit rates start at 1.25% per month. The final rate is tailored to your specific business and is determined by our underwriting team following a thorough assessment of your financial position, credit profile, and the risk level of the facility.

How much can I obtain?

Our funding options are split into two categories: Unsecured Finance from £25,000 to £100,000, and Secured Finance from £125,000 up to £500,000, typically secured against existing business assets.

Do I need collateral?

It depends on the amount you are seeking. Up to £100,000, we typically offer unsecured facilities. While no physical assets are pledged, we do require a Personal Guarantee from the directors. From £125,000 to £500,000, these larger amounts are generally secured and will require you to pledge business assets or investment property.

What makes it Sharia-compliant?

Our financing is structured using Commodity Murabaha, which involves no Riba (interest), making it fully Sharia-compliant.

Limited Companies or LLPs can apply if they meet the following criteria: minimum annual turnover of £100,000, trading for at least 2 years (24 months), demonstrate stable cash flow and profitability, and operate in a Sharia-compliant sector (no gambling, alcohol, tobacco, or conventional financial services).

How long does approval take?

Most applications receive a decision within 48 hours. Once you accept the offer and the campaign is funded on our platform, money is typically in your account within 2 working days.

What's the repayment schedule?

Repayment terms range from 6 to 36 months.

The content of this promotion has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested.