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Projected net return: 10.53% per year
Term: 36 months
Target: £200,000
Min target: £150,000
Amount raised: £179,700
AYP Healthcare Ltd (AYP) is a pharmacy that is fully registered with the General Pharmaceutical Council of Great Britain (GPhC). AYP operates from two locations, London and Preston. The Preston business has a retail and an online pharmacy situated within a warehouse near to Preston City Centre. The London branch supplies services at a distance, and it is located in a business centre.
Website: www.ayp.healthcare
In total, the business served over 1m customers throughout the pandemic.
Murabaha SPV 18 Ltd is a Special Purpose Vehicle (SPV) formed to provide finance to AYP in the form of a commodity murabaha agreement. The investors are issued B shares in the SPV that provides the onward financing to AYP. Additional details are in the attached Information Memorandum document. You should read all available information before deciding to invest.
The returns for each investor will depend upon the amount of capital contributed by that investor (i.e. on a pro-rata basis). Payments consisting of profit and principal instalments will be made each month on a pro-rata basis over the 36 month tenor as per the payment schedule defined in the attached Information Memorandum document. The forecast profit rate of 15% gross per annum is the aforementioned profit margin that represents the SPV's return.