Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Offer Closed
AYP Healthcare Ltd

Projected net return: 10.53% per year

Term: 36 months

Target: £200,000

Min target: £150,000

Amount raised: £179,700

90%
£10 minimum investment
Register to invest

Pharmacy

AYP Healthcare Ltd

AYP Healthcare Ltd (AYP) is a pharmacy that is fully registered with the General Pharmaceutical Council of Great Britain (GPhC). AYP operates from two locations, London and Preston. The Preston business has a retail and an online pharmacy situated within a warehouse near to Preston City Centre. The London branch supplies services at a distance, and it is located in a business centre.

Website: www.ayp.healthcare

In total, the business served over 1m customers throughout the pandemic.

Murabaha SPV 18 Ltd is a Special Purpose Vehicle (SPV) formed to provide finance to AYP in the form of a commodity murabaha agreement. The investors are issued B shares in the SPV that provides the onward financing to AYP. Additional details are in the attached Information Memorandum document. You should read all available information before deciding to invest. 

The returns for each investor will depend upon the amount of capital contributed by that investor (i.e. on a pro-rata basis). Payments consisting of profit and principal instalments will be made each month on a pro-rata basis over the 36 month tenor as per the payment schedule defined in the attached Information Memorandum document.  The forecast profit rate of 15% gross per annum is the aforementioned profit margin that represents the SPV's return. 

The amount being requested is £200,000. The funds will be used for growth capital. 

From a small business to serving over 1m customers during the pandemic, AYP has gone from strength-to-strength in the past five years. Both revenues and gross profit increased YoY to c.£11m and c.£2m respectively in FY22.

Liquidity is strong with c.£267k available balance sheet cash as at Nov 2022 (average cash in bank over last 3 months c.£378k).


Past performance is not a reliable indicator of future results. Projected results may not be realized.