Any established and creditworthy business currently operating in the UK can apply for financing on the Qardus platform, including partnerships, limited companies and non-limited companies.
Businesses must have:
  • Minimum Turnover & Assets of £100k.
  • Minimum 2 directors or shareholders (UK residency). 
  • 3 years registered accounts and/or audited accounts (positive net profits and cash flows). 
  • No CCJs registered in the last 12 months. 


As Qardus is a sharia-compliant platform, businesses with their main activities in the following sectors are excluded:

  • Advertising if: 
    • Advertisers of pork, alcohol, gambling, tobacco and all other non-Islamic activities 
    • Advertising means and modes which contravene the tenets of Islam
  • Media & Entertainment (Exceptions that are allowed on the platform include: News Channels, Newspapers, Sports Channels, Children’s Channels, Educational Channels):
    • Producers, distributors and broadcasters of music, movies, television shows and musical radio shows
    •   Cinema operators
  • Alcohol
  • Cloning
  • Financials, except the following that are allowed:
    • Islamic Banks
    • Islamic Financial Institutions
    • Islamic Insurance Companies
  •  Gambling
  • Pork
  • Pornography
  • Tobacco
  • Trading of gold and silver as cash on deferred basis

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