Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.
Business finance in four easy steps
Apply online in minutes
Tell us about your business using our simple online form.
Inhouse check
We approve you based on your business performance. Our soft search does not impact your credit score.
Decision in two days
You’ll get a funding offer in less than 48 hours, if your application is approved.
Receive your funds
Receive the money within 2 days of your offer being funded.
Ethical and interest-free funding for business
Social care and primary care businesses are among those making a positive contribution to our world. As a result, they align well with our values-based approach to business growth funding. We believe companies should serve their communities and we welcome applications from businesses that share our values.
Sharia-compliant business funding
Our finance is rated as Sharia-compliant, meaning it’s managed in line with Islamic principles. These principles are based on doing business in a way that benefits the community and avoiding industries that are considered damaging, such as those involving alcohol, tobacco and gambling. These principles also require the avoidance of paying or receiving interest, meaning our business finance is interest-free.
Why does a business use Islamic finance?
Any UK company can apply for Islamic finance, as an alternative to a conventional business loan. Just because the funding is Sharia-compliant does not restrict who can benefit from our ethical approach.
Our finance differs from conventional loans because it’s an interest-free method of raising working capital.
How our healthcare business finance serves you
Secure the working capital you need with our straightforward approach.
Unsecured funding
Get the working capital your business needs without tying up valuable business assets as security. We don’t ask for collateral, leaving you in full control of your assets.
Apply in minutes
Your time is valuable and we don’t ask for very much of it. Our application process is streamlined, because we ask only for what we need, nothing more.
Prompt access to cash
Once your offer is fully funded you will receive the money in your account in 2 days.
You stay in control
It’s important you stay in control of how the funds are used, because you know how best to use them in your business.
Our solution is different from a conventional unsecured business loan. Here’s how:
Interest-free finance
There are no interest payments. Instead, we do charge a rate (i.e. profit rate) that’s set in advance and a processing fee, which is agreed with you at the start.
Socially responsible finance
We’re pleased to provide finance for businesses and organisations that make a positive contribution to society. This includes many small and medium-sized firms across many different industries.
Our customers trust us
“It was great working with Qardus for a second time to raise this working capital facility. The additional funding will help support stock control to service the high demand we are currently experiencing. Thank you for making the process from end to end seamless and straightforward, we highly appreciate it.”
Shahid Khan, Director, Biomed Care Services
Ethical unsecured growth funding
Use our unsecured finance to help your healthcare business thrive.
Maintain your growth
Continued expansion puts pressure on cash flow. Boost your available cash through our flexible approach to business finance.
Upgrade your systems
Enhance your quality of service by implementing newer, faster, more efficient processes, software and infrastructure.
Freshen up your image
Strengthen your brand by keeping it up to date, smartening up your team and your premises, and retaining the professional image that builds trust.
Invest in growth
You know where to go for growth. Using our unsecured business finance, you can have the money you need to seize those new opportunities and to thrive.