Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Alternative business funding

You could raise growth finance of £50-£200k by using alternative business funding. Discover fast, flexible and unsecured finance options for your small business.

Get funded

Business funding in four easy steps

  1. Apply online in minutes

    Tell us about your business using our simple online form.

  2. Inhouse check

    We approve you based on your business performance. Our soft search does not impact your credit score.

  3. Decision in two days

    You’ll get a funding offer in less than 48 hours, if your application is approved.

  4. Receive your funds

    Receive the money within 2 days of your offer being funded.

The ethical business funding alternative

We believe small business owners should be supported as they grow firms that serve the wider community.  Small businesses are the powerhouse of the UK economy. They provide jobs, give financial security and deliver valuable services. Our alternative business funding solution is funded through value-based investment, to ensure a positive contribution to communities and the world.

Learn more
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How alternative business funding can boost growth

  1. Safeguard your cashflow

  2. Boost your marketing

  3. Purchase new inventory

  4. Invest in your staff

  5. Upgrade your equipment

  6. Fund a major purchase

What is alternative business funding?

Growing your business faster means you need more working capital. A traditional loan may seem the obvious answer, but many different options are now available for business owners. These alternative business funding products can often be arranged quickly, many are unsecured, and they can be extremely flexible.

Our business funding alternative is helping many firms get the finance they need, in a way that aligns with their ethics and values.

Benefits of alternative business funding

Access funding of between £50,000 and £200,000 for working capital purposes. Fast, flexible alternative business finance, typically available within seven working days of application approval.

Flexible finance

  1. Repay over 6 to 36 months

  2. No assets required as security

  3. Designed for small businesses

Business benefits

  1. Implement your growth plans

  2. Invest in new opportunities

  3. Ease pressure on cashflow

How alternative business funding helps you

Competitive, unsecured and interest-free business finance for your business. Access up to £200,000 in just a few days.

  • Unsecured finance

    Because you won't be asked to put up any of your assets as collateral, you get the benefit of the business finance while retaining the flexibility of managing your assets as you see fit.

  • It's easy to apply

    The application process has been stripped back to ensure we ask only for what we absolutely need. You don't want to waste time giving us information that's not immediately relevant.

  • Get funded fast

    The cash will arrive in your account within two days of your offer being fully funded. We've eliminated every hurdle we can, so you have access to the funding faster.

  • Control stays with you

    You can apply for up to £200,000 in business funding for working capital purposes, which gives you considerable control over how you use it. It's your business - you know how best to apply it.

Our alternative business funding is different from an unsecured loan

  • Our business finance is interest-free

    There are no interest payments on our alternative business funding. Instead, we do charge a rate (i.e. profit rate) that’s set in advance and a processing fee, which is agreed with you at the start.

  • Ethical finance solution

    We're committed to providing socially responsible finance for small and medium-sized businesses across the UK. We work with businesses that make a positive contribution to society, in line with our values.

Our customers trust us

How our customers benefit from our alternative business funding BN

It was great working with Qardus for a second time to raise this working capital facility. The additional funding will help support stock control to service the high demand we are currently experiencing. Thank you for making the process from end to end seamless and straightforward, we highly appreciate it.

Shahid Khan, Director, One Dose Limited

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Grow with alternative business funding

Make the most of our business finance solutions to help your firm thrive.

  1. Fund your growth plans

    With the right business finance in place, it can be easier to expand. Funding protects cashflow and allows investment. It helps you to plan for your business and to make proactive decisions.

  2. Reach into new markets

    Exploring new opportunities, such as selling new products or extending the geographical reach of your business, requires investment. Alternative business funding gives you new ways to raise the capital required.

  3. Take on new staff

    Your employees are vital to the success of your small business. Having the right people in the right place, at the right time, can make a massive difference. You want the finance to hire the best people.

  4. Secure competitive advantage

    Establishing, protecting and growing your share of the market requires ongoing business funding. Alternative finance can give you the funds you need to react quickly to changing market conditions.

Funding FAQs