Your alternative to unsecured business loans
Grow your business with funding from £25,000 to £200,000. We offer fast, flexible and affordable unsecured finance, firmly grounded in ethical principles.
Business finance in four easy steps
Apply online in minutes
Tell us about your business using our simple online form.
Instant checks
We run quick checks to give you an early indication of eligibility.
Decision in days
We aim to give you a clear decision within a few working days.
Receive your funds
Once approved, your funds are released quickly so you can move forward.
Ethical & Sharia-compliant business funding
We believe business finance should make a positive contribution to our world, whether faith-based, social or environmental. Qardus uses ethical and Sharia screening criteria to ensure successful applications for our finance product align with our values.
Unsecured business finance explained
Your successful trading history is the key that unlocks unsecured business finance. Based on our analysis of your firm’s financial health and our data-driven risk assessment, we offer business finance on an unsecured basis. In short, this finance is not tied to the assets in your business. This allows us to make a positive decision faster, giving you quicker access to the funds you’re looking for.
Transform your business with unsecured finance
Improve cash flow
Invest in marketing
Purchase new stock
Hire staff
Purchase new stock
Explore new opportunities
Why does a business take an unsecured loan?
An unsecured loan gives you faster access to capital that you can put to work in your business. It’s a popular component of the small business finance mix, providing flexibility and convenience. However, because of the interest charges, unsecured loans are not Sharia-compliant. Our funding solution has all these advantages with the additional benefit of conforming to Sharia principles.
Benefits of unsecured business finance
Through our unsecured business loan alternative, you can access funding of between £25,000 and £200,000. Put this to work to develop and grow your business.
Short-term benefits
Ease cash flow pressure
Finance inventory purchases
Bridge accounts receivable
Long-term benefits
Upgrade your facilities
Develop a new market
Hire more staff
Our customers trust us
Customer stories
Qardus is a great example of the importance of flexible working capital for asset light businesses such as ours. Without the assets to offer a traditional lender as collateral, micro SMEs are often turned away. Qardus worked with us to understand our strategy and ambitions, and the funding provided will support the investment required to update our data service provider, allowing us to have more control of our central costs
Ethical unsecured business finance
Our customers trust us
Protect your cash flow
Unexpected costs can disrupt the best laid cash flow plans. Use unsecured finance to boost available cash, allowing you to better adapt to changing circumstances.
Upgrade your equipment
Unlock commercial advantage by implementing newer, faster, more efficient equipment. It could be speedier computers, faster production machines, or better communications gear.
Freshen up your image
Improve the appeal of your business by giving it a more up-to-date image, smartening up your premises and your team. A refresh can help draw in new customers.
Invest in growth
You know where to go for growth. Using our unsecured business finance, you can have the money you need to seize those new opportunities and to thrive.