Partner with Qardus
We provide commercial finance of £50k-£500k to SMEs across the UK. Fast, flexible, affordable and firmly grounded in ethical principles.
For your clients: business finance in four easy steps
Apply online in minutes
They tell us about their business using our simple online form.
Inhouse check
We approve them based on their business performance. Our soft search does not impact their credit score.
Decision in two days
Your clients get a funding offer in less than 48 hours, if their application is approved.
Receive their funds
Receive the money within 2 days of their offer being funded.
Our business finance is ethical and interest-free
We believe companies should serve their communities and we welcome applications from businesses that share our values. We’re also committed to efficient and sustainable financial intermediation.
We provide Sharia-compliant business funding
Our finance is rated as Sharia-compliant, meaning it’s managed in line with Islamic principles. These principles are based on doing business in a way that benefits the community and avoiding industries that are considered damaging, such as those involving alcohol, tobacco and gambling. These principles also require the avoidance of paying or receiving interest, meaning our business finance is interest-free.
Funding for stronger businesses
Interest-free
Unsecured - only a director’s guarantee is required
Our arrangement fees from 2%
No early settlement fees
100% positive customer feedback
Sharia-compliant
Why businesses choose Islamic finance
Any UK company can apply for Islamic finance - we do not require that business owners are Muslim. We provide an alternative to a conventional business loan and because it’s based on Islamic principles and certified as Sharia-compliant, our clients can be assured of our ethical approach. <br><br>Our finance differs from conventional loans because it’s an interest-free method of raising working capital.
Benefits of partnering with Qardus
We’re a fast-growing and innovative provider of affordable finance for UK small businesses keen to grow. Through us, your clients can receive funding of between £50,000 and £500,000 to invest in their future.
Short-term benefits
Smooth cashflow
Finance new inventory
Hire staff
Long-term benefits
Upgrade their systems
Invest in innovation
Our customers trust us
Testimonials from business owners who've raised money through us.
It was great working with Qardus for a second time to raise this working capital facility. The additional funding will help support stock control to service the high demand we are currently experiencing. Thank you for making the process from end to end seamless and straightforward, we highly appreciate it.
How our finance differs from small business loans
Our customers trust us
There are no interest rate worries
Our finance product is interest-free. We do charge a pre-agreed fee which is taken from the funds raised before they are paid to your client.
Business finance that’s Sharia-compliant
Both Muslims and non-Muslims are welcome to apply for our funding. It will be a particularly attractive option to many Muslim business owners.
Business funding with an ethical edge
The good of the community is central to what we do, meaning our product will appeal to values-based businesses.
We use crowdfunding
Your clients are not borrowing from a single lender. Ours is a crowdfunding solution which gives all the same benefits as a business loan.