Small Business Loans Alternative
Unsecured funding for small businesses seeking working capital for growth. From £25k to £200k arranged quickly, easily and interest-free.
Four easy steps to unsecured small business funding
Apply online in minutes
Tell us about your business in minutes using our online form.
In-house check
We approve based on your business performance. Our soft search does not impact your credit score.
Decision in two days
You'll get a funding offer in less than 48 hours, if your application is approved.
Receive your funds
Receive the money within 2 days of your offer being funded.
Ethical alternative to small business loans
Get funded up to £200k over 36 months using a socially responsible alternative to a small business loan. Our values-based finance product operates in line with Sharia-compliant principles, meaning it's based on a commitment to community. It's also a competitive and accessible method of business finance, that's flexible and cost-effective.
Small business loans delivered another way
Let us help you get the finance you need. We help ambitious UK-based small businesses raise the money they need to fund growth. Our solutions are not small business loans; they're funding solutions that offer all the same benefits and flexibility. Need funds to improve your cashflow and invest in your future? Talk to us today.
Just as flexible as small business loans
Funding for growth
Fast application and approval
Fast application and approval
No assets required for security
Interest-free, just an agreed fee
Ease pressure on cashflow
Accelerate growth with our small business loans alternative
Having up to £200k available as working capital can give your business significant commercial advantage. It allows you to budget for growth activities, such as opening new facilities or expanding an existing site. Alternatively, you could invest the money in additional inventory or a marketing program designed to broaden your market share.Our business loan alternative gives you all the same benefits as a traditional bank loan, but it's certified as Sharia-compliant and is not considered to be a loan.
Benefits of our small business loans alternative
Through our small business loan alternative, you can access funding of between £25,000 and £200,000. Put this to work to develop and grow your business.
Short-term benefits
Ease cash flow pressure
Finance inventory purchases
Upgrade your facilities
Long-term benefits
Upgrade your facilities
Develop a new market
Hire more staff
What our customers say about Qardus
Testimonials from small business owners who've raised money through us.
I was looking for affordable Sharia-compliant financing to support the expansion of my niche healthcare consultancy business and Qardus was able to provide a solution which suited my requirements. They were very efficient and professional and their technology platform was great. Overall, an excellent finance provider with no hassle, and I would highly recommend.
How our finance differs from small business loans
What our customers say about Qardus
There are no interest rate worries
The Qardus finance product is interest-free. Instead, we charge a pre-agreed fee that's taken from the funds raised before they are paid to you.
Business funding with an ethical edge
We believe in a values-based approach to business funding, where the good of the community sits at the heart of what we do.
Sharia-compliant business finance
Being Sharia-compliant means our finance is in line with Islamic principles of finance and business. It's open to both Muslims and non-Muslims.
We use crowdfunding
We leverage the power of community. You're not borrowing from a single lender; you're benefiting from a community approach that gives all the same advantages as a business loan.