Secured finance for your business
Funding that will help you grow your business. From £150k to £500k, giving you the working capital you need to move forward.
Business finance in four easy steps
Apply online in minutes
Tell us about your business using our simple online form.
Inhouse check
We approve you based on your business performance. Our soft search does not impact your credit score.
Decision in two days
You’ll get a funding offer in less than 48 hours, if your application is approved.
Receive your funds
Receive the money within 2 days of your offer being funded.
Secured funding for business growth
When you’re serious about business growth, you’re also serious about raising funds to achieve it. Secured business finance helps you get access to these funds, by leveraging the value of assets already in your business. You’re turning past purchases - of property, machinery and equipment - into future opportunities.
We provide finance to business owners who have the vision and drive to take their already profitable company to the next level. Our secured finance helps them achieve their goals, using existing business assets as security.
Sharia-compliant secured business financ
Our finance is certified as Sharia-compliant. This means it’s operated in line with Islamic principles for conducting business. These principles are all about performing commercial activity in ways that are ethical, so as to serve the wider community.
We work with companies that want to grow and that share our values-based approach to doing business.
This means we avoid working with businesses involving gambling, tobacco or alcohol.Our principles also avoid the payment or receipt of interest on financial transactions. Our secured business finance, like all our other funding products, is interest-free.
While Sharia-compliant finance has special appeal to Muslim business owners, we welcome applications from non-Muslim owners.
Funding your business growth plans
Improve your cashflow
Invest in marketing
Purchase more stock
Hire new staff
Upgrade your equipment
Explore new opportunities
Raise more working capital with ethical secured finance
Growing your business demands investment in more people, more products or more premises. This investment can often be raised more cost-effectively through secured business finance, where you’re using existing assets as collateral for the funds.
Our finance, of up to £500k over five years, can be secured against all the assets of your business, or against specific, high value property or equipment. By offering assets as security, you’re giving yourself a better chance of raising higher levels of funding at an overall lower cost.
Benefits of secured business finance
How would finance of between £150,000 and £500,000 transform your business? This additional working capital can unlock a host of opportunities.
Short-term benefits
Ease cash flow pressure
Finance inventory purchases
Bridge accounts receivable
Long-term benefits
Upgrade your facilities
Develop a new market
Hire more staff
Our customers trust us
Customer stories
It was great working with Qardus for a second time to raise this working capital facility. The additional funding will help support stock control to service the high demand we are currently experiencing. Thank you for making the process from end to end seamless and straightforward, we highly appreciate it.
Ethical secured finance for your business
Our customers trust us
Protect your cash flow
Unexpected costs can disrupt the best laid cash flow plans. Use unsecured finance to boost available cash, allowing you to better adapt to changing circumstances.
Protect your cash flow
Unlock commercial advantage by implementing newer, faster, more efficient equipment. It could be speedier computers, faster production machines, or better communications gear.
Freshen up your image
Improve the appeal of your business by giving it a more up-to-date image, smartening up your premises and your team. A refresh can help draw in new customers.
Invest in growth
You know where to go for growth. Using our unsecured business finance, you can have the money you need to seize those new opportunities and to thrive.